hopewithcare.org - Financial Education

HOPE, LLC - HELPING OTHERS PROGRESS ECONOMICALLY

FINANCIAL EDUCATION

HOPE prides itself in being able to offer financial education workshops in a way that is practical and insightful, teaching money management skills easily adapted into the lifestyle of the learner.

“Speaker was knowledgeable, informative and interesting".

"Workshop had many valuable tools and tips".

“Very informative, the instructor was very pleasant”.

LIVING ON LESS

Learn how to create a household spending plan that allows you and your family to enjoy the life you live today, while working on the goals that you have for tomorrow.

PAPER OR PLASTIC?

Credit is not always the best choice for every individual under every circumstance. Learn what are the advantages and disadvantages of credit.

HOMEOWNERSHIP 101

Understand what a lender looks for in a mortgage loan application and the steps you can take now, to better position yourself for an approval.

MANAGING YOUR MORTGAGE

When faced with the challenge of making your mortgage payment who do you call, what do you say? Learn how to communicate with your lender to avoid foreclosure.

RETIREMENT & INVESTMENT BASICS

This course is designed to outline some basic tips and guidelines to help you make smart investment decisions.

WHAT NOW? WHAT NEXT?

Don't let circumstances catch you unprepared. Identify the five most common life events that could negatively impact your finances. Learn what to do now, so that you'll know what to do next.

FDIC MONEY SMART

This comprehensive program can be taught in its entirety or as individual workshops.

Bank On It - an introduction to bank services.

Borrowing Basics - an introduction to credit.

Check It Out - how to choose and keep a checking account.

Money Matters - how to keep track of your money.

Pay Yourself First - why you should save, save, save.

Keep It Safe - your rights as a consumer.

To Your Credit - how your credit history will affect your credit future.

MISSION ACCOMPLISHED!

When you imagine your future, what does it look like? Take the steps you will need to set and achieve SMART goals.

IDENTITY THEFT

Learn steps that you can take to protect your identity from being stolen or misused.

RENTING 101

Finding an apartment can be overwhelming. It will be important that you know what you are looking for prior to beginning the search, and that you’ve identified the 5 most important things to consider when looking for a new place.

YOURS, MINE & OURS

Discover common financial issues couples face and practical guidelines for managing household finances.

DOWNSIZING YOUR DEBT

Now that you've developed a financial spending plan which includes saving, learn how to strategically downsize your debts by paying them off.

(S.O.S)STARTING OVER SUCCESSFULLY

There is financial life after bankruptcy or foreclosure! This course will help you understand how to responsibly rebuild and maintain your credit.

Money Smart - Adults

Money Smart - Young Adults

Setting Financial Goals - how to keep track of your money.

Charge It Right -how to make a credit card work for you.

Paying For College And Cars - general information on installment loans.

A Roof Over Your Head - what home ownership and renting are all about.

Charge It Right - how to make a credit card work for you.

Loan to Own - know what you're borrowing before you buy.

Your Own Home - what home ownership is all about.

GETTING INTO THE GAME!

Get off the sidelines and into the game! Because circumstances change over time, so will your financial game plan. Learn from playing how to manage your finances so that you minimize risk and maximize returns. Include one of our many financial games with any workshop.

HOPE with CARE...

Helping Others Progress Economically

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Counseling | Advocacy | Resource Referrals | Education